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_{One of the biggest, most transparent time-wasters is stress. When we experience stress, it can handicap our performance and distract us. We typically experience a low energy level. Stress intrudes on our time efficiency and reduces our level of productivity. To some extent stress is inevitable and beyond our control, but how we handle it is well within our control. A five-year study published by the Families and Work Institute showed that growing demands at work are creating problems at home for time-starved employees. They end up feeling too stressed to work efficiently. Growing pressures on employees often negatively affect home lives and in turn, work lives. The study goes on to say that a high percentage of employees always feel they don't have enough time for their families or other important people in their lives because of their jobs, and 61% sometimes feel that way. A recent survey by KPMG found that 57% of the 1,216 respondents were ambivalent about their current jobs, whereas only 25% were very satisfied. No question that this level of indifference creates stress and an attitude of frustration. For many, stress is a cause of deteriorating health, decreased productivity, and poor time management. The way I see it is some people show up to work dealing with sleep rage and/or road rage, and then go home frustrated by job rage—and then more road rage. What a day! Consider this; what tires most in life is not what we are doing, but the thought of what we haven't done yet.}

_{So, what is stress? Stress is our response to various events or situations: stress is a reaction. The cause, or stressor, is neutral. Stress is often viewed as the enemy, a debilitating virus that cripples our productivity and unknowingly robs us of our precious time-equity. Stress has negative connotations. Libraries and bookstores are full of stress management strategies. However, stress can be positive, too. Stress may be the high level of anxiety we feel during a change in our lives, or it may be the keen sense of concentration we experience when faced with an exciting new challenge out of our comfort zone.}